:root{--steel:#355f7d;--steel-dark:#203f56;--silver:#e6eaed;--silver-2:#c8d0d6;--white:#fff;--paper:#f7f9fa;--ink:#1f2b33;--muted:#687782;--line:#cfd7dc;--sans:Arial,Helvetica,sans-serif;--serif:Georgia,"Times New Roman",serif}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--sans);line-height:1.65}img{max-width:100%;height:auto;display:block}a{text-decoration:none;color:inherit}.shell{width:min(1180px,calc(100% - 40px));margin:auto}.screen-reader-text,.skip-link{position:absolute!important;width:1px;height:1px;margin:-1px;overflow:hidden;clip:rect(0,0,0,0)}.skip-link:focus{width:auto;height:auto;clip:auto;top:10px;left:10px;background:#fff;padding:10px;z-index:9999}
.site-header{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.96);border-bottom:1px solid var(--line);backdrop-filter:blur(12px)}.header-grid{min-height:76px;display:grid;grid-template-columns:auto 1fr auto;gap:32px;align-items:center}.logo-wrap img{height:46px;width:auto}.primary-nav{justify-self:center}.nav-list{display:flex;gap:26px;list-style:none;margin:0;padding:0;font-size:12px;font-weight:800;text-transform:uppercase;letter-spacing:.04em}.nav-list a{display:block;padding:29px 0;position:relative}.nav-list a:after{content:"";position:absolute;left:0;bottom:22px;width:0;height:2px;background:var(--steel);transition:.2s}.nav-list a:hover:after{width:100%}.search-toggle{border:1px solid var(--steel);background:transparent;color:var(--steel-dark);padding:10px 16px;font-size:11px;font-weight:800;text-transform:uppercase}.menu-toggle{display:none;border:0;background:none}.menu-toggle span:not(.screen-reader-text){display:block;width:24px;height:2px;background:var(--ink);margin:5px}.search-panel{border-bottom:1px solid var(--line);background:#fff;padding:14px 0}.search-form{display:flex;border:1px solid var(--line);background:#fff;min-height:50px}.search-form label{flex:1}.search-field{width:100%;border:0;outline:0;padding:0 16px;font:14px var(--sans)}.search-submit{border:0;background:var(--steel);color:#fff;padding:0 20px;font-size:11px;font-weight:800;text-transform:uppercase}
.hero-section{padding:42px 0}.hero-grid{display:grid;grid-template-columns:1.15fr .85fr .38fr;gap:18px;align-items:stretch}.hero-main{background:#fff;border:1px solid var(--line);padding:52px}.eyebrow,.kicker{display:block;color:var(--steel);font-size:10px;font-weight:800;letter-spacing:.15em;text-transform:uppercase;margin-bottom:14px}.hero-main h1,.section-heading h2,.archive-header h1,.article-copy h1,.legal-page h1,.empty-state h1{font-size:clamp(44px,5.5vw,72px);line-height:1.02;letter-spacing:-.045em;margin:0}.hero-main p{font-family:var(--serif);font-size:18px;color:var(--muted);max-width:620px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap}.btn{display:inline-flex;padding:13px 19px;border:1px solid var(--steel);font-size:11px;font-weight:800;text-transform:uppercase}.btn.primary{background:var(--steel);color:#fff}.btn.secondary{background:#fff;color:var(--steel-dark)}.hero-search{margin-top:28px}.hero-visual{position:relative;border:1px solid var(--line);background:#fff;padding:12px}.hero-visual img{width:100%;height:100%;object-fit:cover}.visual-badge{position:absolute;left:28px;bottom:28px;background:rgba(32,63,86,.94);color:#fff;padding:14px 18px}.visual-badge strong,.visual-badge span{display:block}.visual-badge strong{font-size:26px}.visual-badge span{font-size:10px;text-transform:uppercase}.authority-sidebar{background:var(--steel-dark);color:#fff;border:1px solid var(--steel-dark);padding:20px;display:flex;flex-direction:column;gap:12px}.authority-head span{display:block;font-size:9px;letter-spacing:.13em;color:#b8c9d5}.authority-head strong{display:block;font-size:18px;line-height:1.25;margin-top:6px}.authority-stat{border-top:1px solid rgba(255,255,255,.18);padding-top:12px}.authority-stat strong,.authority-stat span{display:block}.authority-stat strong{font-size:28px}.authority-stat span{font-size:9px;text-transform:uppercase;color:#c9d4dc}.authority-badge{background:rgba(255,255,255,.08);padding:10px;font-size:10px}
.trust-strip{background:var(--silver);border-block:1px solid var(--line)}.trust-grid{display:grid;grid-template-columns:repeat(4,1fr)}.trust-grid>div{padding:20px;border-right:1px solid var(--line)}.trust-grid>div:first-child{padding-left:0}.trust-grid>div:last-child{border:0}.trust-grid strong,.trust-grid span{display:block}.trust-grid strong{font-size:14px}.trust-grid span{font-size:11px;color:var(--muted)}
.service-section,.resource-section,.insight-section,.related-section{padding:88px 0}.section-heading{margin-bottom:36px}.section-heading.split{display:grid;grid-template-columns:1.1fr .9fr;gap:60px;align-items:end}.section-heading h2{font-size:clamp(36px,4.5vw,58px)}.section-heading p{font-family:var(--serif);font-size:16px;color:var(--muted);margin:0}.service-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.service-card{position:relative;background:#fff;border:1px solid var(--line);padding:24px;min-height:190px;display:flex;flex-direction:column;justify-content:space-between;transition:.2s}.service-card:hover{border-color:var(--steel);transform:translateY(-3px)}.service-number{position:absolute;right:18px;top:16px;font-size:10px;color:var(--muted)}.service-icon{width:46px;height:46px;border:1px solid var(--steel);display:grid;place-items:center;color:var(--steel)}.service-icon svg{width:23px;fill:none;stroke:currentColor;stroke-width:1.7}.service-card strong,.service-card small{display:block}.service-card strong{font-size:20px}.service-card small{font-family:var(--serif);font-size:12px;color:var(--muted)}.service-card b{position:absolute;right:18px;bottom:16px;color:var(--steel)}
.resource-section{background:#fff;border-block:1px solid var(--line)}.resource-layout{display:grid;grid-template-columns:1fr 280px;gap:22px}.resource-main{display:grid;grid-template-columns:1fr 1fr;gap:16px}.resource-feature{grid-column:span 2;border:1px solid var(--line);display:grid;grid-template-columns:1.1fr .9fr}.resource-image img{width:100%;aspect-ratio:1.5/1;object-fit:cover}.resource-feature .resource-image img{height:100%;aspect-ratio:auto}.resource-copy{padding:22px}.resource-copy h2,.resource-copy h3{font-size:24px;line-height:1.12;margin:0 0 10px}.resource-feature .resource-copy h3{font-size:34px}.resource-copy p{font-family:var(--serif);font-size:14px;color:var(--muted)}.resource-row{border:1px solid var(--line);display:grid;grid-template-columns:130px 1fr}.resource-thumb img{width:130px;height:100%;object-fit:cover}.resource-row>div{padding:16px}.resource-row h3{font-size:18px}.resource-row p{font-size:12px;margin:0 0 10px}.card-meta{display:flex;justify-content:space-between;border-top:1px solid var(--line);padding-top:9px;font-size:9px;text-transform:uppercase;color:var(--muted)}.resource-sidebar{display:flex;flex-direction:column;gap:12px}.sidebar-card{border:1px solid var(--line);background:var(--silver);padding:20px}.sidebar-card.dark{background:var(--steel-dark);color:#fff}.sidebar-card span{display:block;font-size:9px;letter-spacing:.14em;color:#b8c9d5}.sidebar-card strong{display:block;font-size:18px;line-height:1.25}.sidebar-card p{font-family:var(--serif);font-size:12px;color:var(--muted)}.sidebar-card.dark p{color:#d0dbe2}.older-wrap{text-align:center;margin-top:34px}
.insight-section{background:var(--steel-dark);color:#fff}.insight-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:70px}.insight-grid h2{font-size:48px;line-height:1.05;margin:0}.insight-list>div{display:grid;grid-template-columns:44px 1fr;gap:14px;border-bottom:1px solid rgba(255,255,255,.18);padding:16px 0}.insight-list span{width:34px;height:34px;border:1px solid rgba(255,255,255,.4);display:grid;place-items:center;font-size:10px}.insight-list p{margin:0;font-family:var(--serif);color:#d7e0e6}
.site-footer{background:#172d3d;color:#fff;padding:68px 0 22px}.footer-grid{display:grid;grid-template-columns:1.4fr .6fr .6fr;gap:70px}.footer-grid img{height:46px;width:auto}.footer-grid p{font-family:var(--serif);color:rgba(255,255,255,.65);max-width:440px}.site-footer h2{font-size:11px;text-transform:uppercase;letter-spacing:.14em}.footer-links{list-style:none;padding:0;margin:14px 0 0}.footer-links li{margin:8px 0}.footer-links a{color:rgba(255,255,255,.72);font-size:12px}.footer-bottom{border-top:1px solid rgba(255,255,255,.18);margin-top:40px;padding-top:16px;display:flex;justify-content:space-between;font-size:10px;color:rgba(255,255,255,.5)}
.archive-main,.page-main{padding:65px 0 95px}.archive-header{background:#fff;border-left:5px solid var(--steel);padding:34px;margin-bottom:26px}.archive-header h1,.legal-page h1{font-size:clamp(42px,5.5vw,66px)}.archive-header .search-form{max-width:620px;margin-top:18px}.archive-grid,.related-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.resource-card{background:#fff;border:1px solid var(--line)}.pager{display:flex;justify-content:center;gap:12px;margin-top:34px}.pager a{border:1px solid var(--steel);padding:10px 16px;font-size:10px;font-weight:800;text-transform:uppercase;color:var(--steel)}
.article-hero{padding:42px 0}.article-grid{display:grid;grid-template-columns:1.05fr .8fr .3fr;gap:16px}.article-copy{background:#fff;border:1px solid var(--line);padding:38px}.article-copy h1{font-size:clamp(42px,5.5vw,68px)}.article-copy p{font-family:var(--serif);font-size:17px;color:var(--muted)}.article-meta{font-size:10px;text-transform:uppercase;color:var(--muted);display:flex;gap:8px}.article-image{border:1px solid var(--line);padding:10px;background:#fff}.article-image img{width:100%;height:100%;object-fit:cover}.article-authority{background:var(--steel-dark);color:#fff;padding:18px;display:flex;flex-direction:column;gap:10px}.article-authority strong{font-size:16px}.article-authority span{font-size:10px;border-top:1px solid rgba(255,255,255,.18);padding-top:9px}.breadcrumbs{font-size:10px;color:var(--muted);margin-bottom:18px;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}.breadcrumbs span{margin:0 7px}.content-grid{display:grid;grid-template-columns:230px minmax(0,760px);gap:38px;justify-content:center;padding:26px 0 80px}.side-box{position:sticky;top:100px;border:1px solid var(--line);background:var(--silver);padding:18px}.side-box strong{font-size:15px}.side-box p{font-family:var(--serif);font-size:12px;color:var(--muted)}.side-box a{font-size:11px;font-weight:800;color:var(--steel)}.article-body{background:#fff;border:1px solid var(--line);padding:44px;font-family:var(--serif);font-size:17px}.article-body h2,.article-body h3{font-family:var(--sans);line-height:1.1;margin:2em 0 .7em}.article-body h2{font-size:34px}.article-body h3{font-size:26px}.article-body a{color:var(--steel);text-decoration:underline;text-underline-offset:3px}.article-body img{margin:28px 0}.article-body blockquote{margin:30px 0;padding:18px 22px;border-left:4px solid var(--steel);background:var(--silver)}.homvora-inline-links{margin:30px 0;border:1px solid var(--line);background:#eef2f4;padding:18px;font-family:var(--sans)}.homvora-inline-links strong{font-size:10px;text-transform:uppercase;letter-spacing:.14em;color:var(--steel)}.homvora-inline-links li{margin:7px 0}.legal-page{max-width:860px;margin:auto;background:#fff;border:1px solid var(--line);padding:46px}.empty-state{max-width:760px;margin:auto;text-align:center;background:#fff;border:1px solid var(--line);padding:52px}
@media(max-width:1020px){.hero-grid{grid-template-columns:1fr 1fr}.authority-sidebar{grid-column:span 2;display:grid;grid-template-columns:repeat(3,1fr)}.authority-head{grid-column:span 3}.resource-layout{grid-template-columns:1fr}.resource-sidebar{display:grid;grid-template-columns:repeat(2,1fr)}.service-grid{grid-template-columns:repeat(2,1fr)}.article-grid{grid-template-columns:1fr 1fr}.article-authority{grid-column:span 2;display:grid;grid-template-columns:repeat(4,1fr)}.archive-grid,.related-grid{grid-template-columns:1fr 1fr}.content-grid{grid-template-columns:1fr}.content-grid aside{display:none}}
@media(max-width:720px){.shell{width:min(100% - 24px,1180px)}.header-grid{grid-template-columns:auto auto auto;justify-content:space-between}.menu-toggle{display:block;order:3}.primary-nav{display:none;position:absolute;left:12px;right:12px;top:76px;background:#fff;border:1px solid var(--line);padding:12px 18px}.primary-nav.is-open{display:block}.nav-list{display:block}.nav-list a{padding:10px 0}.search-toggle{order:2;display:none}.logo-wrap img{height:40px}.hero-grid{grid-template-columns:1fr}.hero-main,.hero-visual,.authority-sidebar{grid-column:auto}.hero-main{padding:32px 22px}.hero-main h1{font-size:44px}.authority-sidebar{display:block}.authority-sidebar>*{margin-bottom:10px}.trust-grid{grid-template-columns:1fr}.trust-grid>div{border-right:0;border-bottom:1px solid var(--line);padding-left:0}.section-heading.split{grid-template-columns:1fr;gap:16px}.service-section,.resource-section,.insight-section,.related-section{padding:64px 0}.service-grid{grid-template-columns:1fr}.resource-main{grid-template-columns:1fr}.resource-feature{grid-column:auto;display:block}.resource-row{grid-template-columns:100px 1fr}.resource-thumb img{width:100px}.resource-sidebar{grid-template-columns:1fr}.insight-grid{grid-template-columns:1fr}.archive-grid,.related-grid{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr;gap:30px}.footer-bottom{display:block}.article-grid{grid-template-columns:1fr}.article-copy,.article-image,.article-authority{grid-column:auto}.article-authority{display:block}.article-authority span{display:block;margin-top:8px}.article-body,.legal-page{padding:28px 22px}.article-copy h1{font-size:44px}}